Life Insurance Plans
Life Insurance allows you to replace the income that you provide for your family in the event of a loss. Most plans now have Living Benefits also. Benefits that pay you and your family following a heart attack, stroke, cancer, or long-term care event.
Long-Term Care
Getting older can mean incurring medical costs not usually covered by health insurance. At least 70% of people over age 65 will need some long-term care, according to a study by the U.S. Department of Health and Human Services.
The cost of a nurse to care for you in your home while you recover and need help with Activities of Daily Living (like bathing and dressing and more) is too large a burden for most families. New plans allow you to get your money back if you never use the coverage. Talking about long-term care can be tough, we can help get the conversation started.
Health Insurance Plan
Health Insurance and Dental Costs are too burdensome to risk covering on your own. You must have protection against unexpected Illness or injury costs.
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We are able to provide affordable fast coverage for your family. These plans can be confusing to try to figure out on your own. Allow our experts to help you, at no additional cost to you or your family
Disability Income Insurance
Disability Insurance can help protect your family’s lifestyle in case an unexpected illness or injury does not allow you to return to work. Your doctors and hospitals will get paid by your health insurance; the Disability Income Insurance company will pay…YOU.
You will receive a monthly check to pay your living expenses. Rent, mortgage, utilities, and car payments are all taken care of; allowing you to recover worry-free.
If you are a business owner, this includes salaries and other expenses while you recover.
Annuities
Annuities allow you to take a lump sum of savings, whether it is in a CD, Savings, Brokerage, IRA, or 401k account, and exchange it for monthly income for life. It is the perfect way to increase your income before or after you start receiving a Social Security Check payout.
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The amount of income available grows until you start taking income out.
An annuity is a great way to help ensure that you have enough money to enjoy your retirement.
Think of it as a "paycheck" for life.
